Five Top Tips to Spring Clean Your Finances

Each month hundreds of pounds are handed over to gas and electricity providers, phone companies, mobile operators and broadband networks without knowing whether we are getting value for money on these services. Here’s a little guide to saving money on five of your regular monthly outgoings.

-. Save money on Mobile Phones

Mobile phone costs can take a hefty chunk out of your monthly budget, so take a look at old bills and if you regularly exceed your monthly allowance, switch to a better package with your current provider. At the end of your contract, don’t just stick with the same tariff – click onto the best buy tables to find out if there’s a better deal available elsewhere.

-. Save money on Broadband

Broadband prices have fallen dramatically in the past few years, so if you signed up to your provider more than a year ago, you may well be paying over the odds. Shop around to compare download speeds and download limits – especially if you play a lot of online games or download large music or video files – and make sure you know the full details of the contract before signing on the dotted line.

-. Save money on Gasandnbsp; Electricity

The price of utilities rocketed sky-high last year, and many of us saw our bills go through the roof, but it’s been a very different story in 2009, as all the big six suppliers have cut their prices. While this is good news for energy customers, you can’t afford to sit back, as now is the time to act.

If you’ve never switched gas and electricity supplier, you are likely to make the biggest savings, but even if it’s been a while since you last switched, there may be a better deal out there for you. And with savings of up toandnbsp; 252* up for grabs, what are you waiting for? It’s time to check out the best buy tables to find the best tariff for your usage.

Top tips

andbull; Move to an online tariff and pay by direct debit

andbull; Consider switching to a dual fuel plan

andbull; Check your energy bills and do your own meter readings to make sure they’re correct

andbull; Get more energy efficient by fitting a new boiler or energy-saving light-bulbs

-. Save money on Broadband

Broadband prices have fallen dramatically in the past few years, so if you signed up to your provider more than a year ago, you may well be paying over the odds. Shop around to compare download speeds and download limits – especially if you play a lot of online games or download large music or video files – and make sure you know the full details of the contract before signing on the dotted line.

-. Save money on TV, Phone Bundles

Many telephone and internet providers now offer several services bundled together at a discount price, and some even include digital television. Check out these bundle deals as they can often offer the best value for money – though read the small print to make sure you’re aware of hidden charges before signing up.

-. Save money on Home Phone

The recent increase in BT line rental charges has put pounds on the annual cost, so act now to check you’re not paying over the odds for your home phone. With a myriad of firms to choose from, it can be tricky finding your way through the maze of tariffs, call rates and connection charges to identify the best deal, but invest a bit of time and effort in shopping around and you could soon knock pounds off your bill.


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